by Evan Schwartz | Feb 5, 2018 | Individual Insurance, Insights
It’s very important for you as an insured to know in advance what will happen in the event of a significant dispute with your insurance company. Whether you are in the claims process or filing a lawsuit, state law is going to apply to your claim either in...
by Evan Schwartz | Jun 21, 2017 | Healthcare Fraud, Individual Insurance, Insights
The Federal Department of Labor has issued its new and final regulations regarding disability related claims. If your long-term disability claim is governed by the federal law ERISA, which is the Employee Retirement Income Security Act (Read my previous blog...
by Evan Schwartz | May 15, 2017 | Healthcare Fraud, Individual Insurance, Insights
I’ve previously blogged about the standard of review issue when courts decide whether ERISA-governed long-term disability benefits have been correctly denied or terminated by an insurance company. When the insurance company has discretionary authority,...
by Evan Schwartz | Dec 22, 2016 | Individual Insurance, Insights
{3:40 minutes to read} In my last blog, I spoke about what bad faith is generally. In this blog, I discuss a few preliminary considerations when you are wondering if your insurance company has treated you in bad faith and whether you can do something about it....
by Evan Schwartz | Feb 24, 2016 | Healthcare Fraud, Individual Insurance, Insights
{4:40 minutes to read} What is ERISA? The Employee Retirement Income Security Act of 1974, or ERISA, is a federal law designed to protect an employee’s trust fund benefits. It is primarily directed at defined benefit plans, 401Ks, deferred compensation plans,...