EMPLOYMENT PRACTICES LIABILITY INSURANCE CLAIMS AND LITIGATION

EMPLOYMENT PRACTICES LIABILITY INSURANCE CLAIMS AND LITIGATION

Anyone operating a business today is aware that exposure for discrimination and harassment claims has increased, and more and more laws have been enacted by state and local governments protecting employees from harassment and discrimination. That is why so many businesses have purchased insurance protection for these claims, known as Employment Practices Liability Insurance (EPLI).

EPLI insurance affords coverage for claims and lawsuits for discrimination based on gender, race, age, ethnicity, or disability. It also provides coverage for wrongful termination, harassment, failure to promote, and wage and hour related claims. EPLI policies are claims-made policies, meaning that coverage is only available for claims made during the policy period.

When a discrimination or related claim is made against your business, and your insurance company disputes or denies the claim, Schwartz, Conroy & Hack is here to help you get the coverage your business needs. These claims can often involve questions of when the claim arose, potential misrepresentations on the application for the EPLI insurance, and other complex issues which require a sophisticated analysis of both the facts and the insurance policy provisions. Schwartz, Conroy & Hack has for many years successfully represented businesses in managing their EPLI claims, as well as making the insurance company keep its promises to your business through litigation. We can help you.