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Filing in Federal or State Court? The Answer May Significantly Affect Your Case

Filing in Federal or State Court? The Answer May Significantly Affect Your Case

by Evan Schwartz | Aug 15, 2017 | Individual Insurance, Insights

  When suing for long-term disability benefits, an important choice for your lawyer is whether to file the lawsuit in federal court or state court. New York State provides an interesting contrast for the purpose of evaluating this choice: Jury Unanimity In civil...
Long-term Disability — Care and Treatment Appropriate for Your Condition

Long-term Disability — Care and Treatment Appropriate for Your Condition

by Evan Schwartz | Apr 13, 2016 | Individual Insurance, Insights

  {4:00 minutes to read} Most long-term disability policies have provisions which specify that you must be receiving appropriate care and treatment to receive your disability benefits. Long-term disability policies establish this concept through policy language,...
Fraud in the Insurance Claims Process

Fraud in the Insurance Claims Process

by Evan Schwartz | Feb 17, 2016 | Healthcare Fraud, Individual Insurance, Insights

  {3:00 minutes to read} In a recent blog, we talked about fraud during the underwriting process — the formation of the insurance contract. When fraud is committed during the claims process and involves property, casualty or liability insurance, the entire claim...
Misrepresentation of Facts on Your Insurance Application Could Spell Trouble

Misrepresentation of Facts on Your Insurance Application Could Spell Trouble

by Evan Schwartz | Feb 11, 2016 | Business Insurance, Insights

  {2:20 minutes to read} Incorrect or false information on an insurance application could have major ramifications. Whether the insured is a business or an individual, applying for insurance means entering into a contract. The information provided on the...
When Insurance Companies Refuse to Settle Your Liability Claim: Do Not Fall Victim to Third-Party Bad Faith

When Insurance Companies Refuse to Settle Your Liability Claim: Do Not Fall Victim to Third-Party Bad Faith

by Evan Schwartz | Jan 27, 2016 | Individual Insurance, Insights

{5:40 minutes to read} Insurance is synonymous with protection. As individuals or in our roles in organizations, we trust insurance companies to protect our interests in the event of a liability claim. Insurance companies are supposed to treat their policy holder’s...

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