When suing for long-term disability benefits, an important choice for your lawyer is whether to file the lawsuit in federal court or state court. New York State provides an interesting contrast for the purpose of evaluating this choice: Jury Unanimity In civil...
{4:00 minutes to read} Most long-term disability policies have provisions which specify that you must be receiving appropriate care and treatment to receive your disability benefits. Long-term disability policies establish this concept through policy language,...
{3:00 minutes to read} In a recent blog, we talked about fraud during the underwriting process — the formation of the insurance contract. When fraud is committed during the claims process and involves property, casualty or liability insurance, the entire claim...
{2:20 minutes to read} Incorrect or false information on an insurance application could have major ramifications. Whether the insured is a business or an individual, applying for insurance means entering into a contract. The information provided on the...
{5:40 minutes to read} Insurance is synonymous with protection. As individuals or in our roles in organizations, we trust insurance companies to protect our interests in the event of a liability claim. Insurance companies are supposed to treat their policy holder’s...