Metlife stopped selling individual disability insurance last year, but kept all of its policies and continues to administer them and manage the claims. In insurance company lingo, this block of policies is in “runoff,” meaning that Metlife is not actively selling...
Having participated in a number of long-term disability trials over the years, I can tell you that the trial process is an exhilarating experience—for an attorney—but is a very daunting and painful process for you, the claimant. It is extraordinarily expensive,...
Did you know: In addition to the Waiver of Premium benefits under your long-term disability policy(s), other policies may contain a Waiver of Premium provision? You may be entitled to Waiver of Premium benefits under a number of insurance policies. Life...
{3:20 minutes to read} When filing an insurance claim due to an injury or sickness, it can be challenging to determine the date of disability—i.e. when coverage was triggered. Clients, typically professionals, who experience injury or sickness which affects...
{2:50 minutes to read} Can I work and still get long-term disability benefits? Under certain circumstances, the answer is yes, but everything depends on your policy. Occupation is almost always defined in your policy and in individual policies, your occupation is...
