Having participated in a number of long-term disability trials over the years, I can tell you that the trial process is an exhilarating experience—for an attorney—but is a very daunting and painful process for you, the claimant. It is extraordinarily expensive,...
{3:20 minutes to read} When filing an insurance claim due to an injury or sickness, it can be challenging to determine the date of disability—i.e. when coverage was triggered. Clients, typically professionals, who experience injury or sickness which affects...
{6:50 minutes to read} When you submit a claim for insurance benefits under your policy, there are certain things you, as the insured, are required to do. There are things the insurance company is required to do as well. Let’s discuss generally what some of...
{4:45 minutes to read} Sometimes insurance companies will require that your subjective complaints of pain be supported by objective evidence. While not legal in all states, there may be a provision in your insurance policy that requires such proof. Insurance...
{4:55 minutes to read} Long-term care insurance is insurance that is available outside of government benefits. It provides the elderly and infirm with various forms of nursing care, home care and other medical services to assist them as they age. Like many...