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​Schwartz, Conroy & Hack Assembles Powerful Evidence to Reverse LTD Benefits Denial

​Schwartz, Conroy & Hack Assembles Powerful Evidence to Reverse LTD Benefits Denial

by Evan Schwartz | May 6, 2026 | News & Events

Christopher P. Foley, Of Counsel, Michael Hack, Partner, and Claims Paralegal Christine Kingsley A highly successful New York orthodontist built a thriving practice through years of dedication and expertise. But in October 2024, everything changed. Following serious...
​Ambiguity in Insurance Policies: Why It Favors the Policyholder

​Ambiguity in Insurance Policies: Why It Favors the Policyholder

by Evan Schwartz | Apr 28, 2026 | Business Insurance, Insights

Insurance policy language is often ambiguous – and this is intentional. When writing policies, insurance companies rely on complex and flexible language to protect their financial interests. Given the inherent power imbalance between insurance companies and insureds,...
Civil RICO and Construction Accident Claims in New York: A Cautionary Lesson for Insurers and Reinsurers

Civil RICO and Construction Accident Claims in New York: A Cautionary Lesson for Insurers and Reinsurers

by Evan Schwartz | Apr 22, 2026 | Insights

A recent federal decision out of the United States District Court for the Eastern District of New York highlights both the appeal and the difficulty of using federal RICO statutes to combat alleged systemic fraud in construction accident claims. Roosevelt Road Re,...
​Civil Authority Coverage: When Government Orders Shut You Down

​Civil Authority Coverage: When Government Orders Shut You Down

by Evan Schwartz | Apr 21, 2026 | Business Insurance, Insights

When the government shuts down access to your business, the assumption is simple: insurance will cover the loss. In reality, most claims fail. Businesses in the vicinity may be forced to temporarily cease operations, resulting in lost revenue. Civil authority...
​What Does “Direct Physical Loss” in Insurance Policies Really Mean?

​What Does “Direct Physical Loss” in Insurance Policies Really Mean?

by Evan Schwartz | Mar 31, 2026 | Business Insurance, Insights

The “direct physical loss” condition in business insurance policies has caused much confusion and litigation over the years. Unless a covered event causes “direct physical loss” to insured property, insureds cannot recoup under their commercial property, business...
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Recent Posts

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