by Evan Schwartz | Apr 28, 2026 | Business Insurance, Insights
Insurance policy language is often ambiguous – and this is intentional. When writing policies, insurance companies rely on complex and flexible language to protect their financial interests. Given the inherent power imbalance between insurance companies and insureds,...
by Evan Schwartz | Apr 22, 2026 | Insights
A recent federal decision out of the United States District Court for the Eastern District of New York highlights both the appeal and the difficulty of using federal RICO statutes to combat alleged systemic fraud in construction accident claims. Roosevelt Road Re,...
by Evan Schwartz | Apr 21, 2026 | Business Insurance, Insights
When the government shuts down access to your business, the assumption is simple: insurance will cover the loss. In reality, most claims fail. Businesses in the vicinity may be forced to temporarily cease operations, resulting in lost revenue. Civil authority...
by Evan Schwartz | Mar 31, 2026 | Business Insurance, Insights
The “direct physical loss” condition in business insurance policies has caused much confusion and litigation over the years. Unless a covered event causes “direct physical loss” to insured property, insureds cannot recoup under their commercial property, business...
by Evan Schwartz | Mar 25, 2026 | Case Studies, Insights, News & Events
A dentist practicing in the Southwest developed rheumatoid arthritis, a chronic, systemic autoimmune disease that causes pain, swelling, stiffness and potential deformity in the joints. The disease typically impacts the small joints of the hands and feet first, and...
