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Civil RICO and Construction Accident Claims in New York: A Cautionary Lesson for Insurers and Reinsurers

Civil RICO and Construction Accident Claims in New York: A Cautionary Lesson for Insurers and Reinsurers

by Evan Schwartz | Apr 22, 2026 | Insights

A recent federal decision out of the United States District Court for the Eastern District of New York highlights both the appeal and the difficulty of using federal RICO statutes to combat alleged systemic fraud in construction accident claims. Roosevelt Road Re,...
​Civil Authority Coverage: When Government Orders Shut You Down

​Civil Authority Coverage: When Government Orders Shut You Down

by Evan Schwartz | Apr 21, 2026 | Business Insurance, Insights

When the government shuts down access to your business, the assumption is simple: insurance will cover the loss. In reality, most claims fail. Businesses in the vicinity may be forced to temporarily cease operations, resulting in lost revenue. Civil authority...
​What Does “Direct Physical Loss” in Insurance Policies Really Mean?

​What Does “Direct Physical Loss” in Insurance Policies Really Mean?

by Evan Schwartz | Mar 31, 2026 | Business Insurance, Insights

The “direct physical loss” condition in business insurance policies has caused much confusion and litigation over the years. Unless a covered event causes “direct physical loss” to insured property, insureds cannot recoup under their commercial property, business...
Schwartz, Conroy & Hack Secures Nearly $1M from Disability Insurer for Dentist with Rheumatoid Arthritis

Schwartz, Conroy & Hack Secures Nearly $1M from Disability Insurer for Dentist with Rheumatoid Arthritis

by Evan Schwartz | Mar 25, 2026 | News & Events

​A dentist practicing in the Southwest developed rheumatoid arthritis, a chronic, systemic autoimmune disease that causes pain, swelling, stiffness and potential deformity in the joints. The disease typically impacts the small joints of the hands and feet first, and...
​Understanding Business Interruption Coverage: What’s Actually Covered?

​Understanding Business Interruption Coverage: What’s Actually Covered?

by Evan Schwartz | Mar 17, 2026 | Business Insurance, Insights

Business interruption coverage, also called business income insurance, is designed to protect a company’s financial stability when unexpected events force a closure or reduction in operations. While many business owners assume this coverage will protect them during...
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Recent Posts

  • ​Vandalism and Theft Claims: Proving Your Loss
  • Two Policies, Three Disability Periods, One Successful Outcome: Schwartz, Conroy & Hack Secures Benefits for Dentist in Complex Claim
  • ​Storm and Hurricane Business Insurance Claims: What Insurers Often Dispute
  • ​Do You Need to Accept Your Insurance Company’s First Offer?
  • ​How Courts Interpret Professional Services in E&O Insurance Policies

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