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​Statute of Limitations for Suing Your Insurance Company in New York

​Statute of Limitations for Suing Your Insurance Company in New York

by Evan Schwartz | Jun 23, 2026 | Business Insurance, Insights

If your business insurance company denies or underpays your claim, you have a right to challenge the insurer’s decision in court in New York. However, it is important to be mindful of the deadline for bringing a lawsuit, since an untimely filing can permanently bar an...
​When to Settle vs. When to Litigate an Insurance Dispute

​When to Settle vs. When to Litigate an Insurance Dispute

by Evan Schwartz | Jun 16, 2026 | Insights

If you are involved in a dispute with your insurance company, you may ultimately face a choice between settlement and litigation. Since negotiating a settlement provides both sides with several advantages over litigation, the vast majority of insurance disputes are...
The Role of Appraisal in Insurance Disputes

The Role of Appraisal in Insurance Disputes

by Evan Schwartz | May 26, 2026 | Business Disputes, Insights

​When you file a commercial property or business interruption insurance claim with your insurance company, the insurer may agree to cover the claim but may also disagree with you over the dollar amount of your losses. In cases like these, some insurance policies...
​How to Respond to a Reservation of Rights Letter

​How to Respond to a Reservation of Rights Letter

by Evan Schwartz | May 19, 2026 | Insights

Say your business is being sued and you submit the claim to your liability insurance company. If you receive a Reservation of Rights (ROR) letter from the insurer, this is a warning sign. While the letter does not equate to a claim denial, it is a clear indication...
​Contingent Business Interruption Claims Explained

​Contingent Business Interruption Claims Explained

by Evan Schwartz | May 12, 2026 | Business Insurance, Insights

In today’s interconnected world, many businesses rely on complex supply chains. If one of your key suppliers or customers suffers a loss that disrupts their operations, the ripple effect could significantly harm your business. To guard against such a scenario, some...
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