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The Role of Appraisal in Insurance Disputes

The Role of Appraisal in Insurance Disputes

by Evan Schwartz | May 26, 2026 | Business Disputes, Insights

​When you file a commercial property or business interruption insurance claim with your insurance company, the insurer may agree to cover the claim but may also disagree with you over the dollar amount of your losses. In cases like these, some insurance policies...
​How to Respond to a Reservation of Rights Letter

​How to Respond to a Reservation of Rights Letter

by Evan Schwartz | May 19, 2026 | Insights

Say your business is being sued and you submit the claim to your liability insurance company. If you receive a Reservation of Rights (ROR) letter from the insurer, this is a warning sign. While the letter does not equate to a claim denial, it is a clear indication...
​Contingent Business Interruption Claims Explained

​Contingent Business Interruption Claims Explained

by Evan Schwartz | May 12, 2026 | Business Insurance, Insights

In today’s interconnected world, many businesses rely on complex supply chains. If one of your key suppliers or customers suffers a loss that disrupts their operations, the ripple effect could significantly harm your business. To guard against such a scenario, some...
​Schwartz, Conroy & Hack Assembles Powerful Evidence to Reverse LTD Benefits Denial

​Schwartz, Conroy & Hack Assembles Powerful Evidence to Reverse LTD Benefits Denial

by Evan Schwartz | May 6, 2026 | News & Events

Christopher P. Foley, Of Counsel, Michael Hack, Partner, and Claims Paralegal Christine Kingsley A highly successful New York orthodontist built a thriving practice through years of dedication and expertise. But in October 2024, everything changed. Following serious...
​Ambiguity in Insurance Policies: Why It Favors the Policyholder

​Ambiguity in Insurance Policies: Why It Favors the Policyholder

by Evan Schwartz | Apr 28, 2026 | Business Insurance, Insights

Insurance policy language is often ambiguous – and this is intentional. When writing policies, insurance companies rely on complex and flexible language to protect their financial interests. Given the inherent power imbalance between insurance companies and insureds,...
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  • ​Do You Need to Accept Your Insurance Company’s First Offer?
  • ​How Courts Interpret Professional Services in E&O Insurance Policies

Recent Comments

  1. $300 Million—Plus Ruling Favors NJ Transit Against Insurer—Words Matter! | Evan Schwartz on $300 Million—Plus Ruling Favors NJ Transit Against Insurer—Words Matter!
  2. $300 Million—Plus Ruling Favors NJ Transit Against Insurer—Words Matter! | Evan Schwartz on $300 Million—Plus Ruling Favors NJ Transit Against Insurer—Words Matter!
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  4. Pursuing A Bad Faith Claim Against Your Insurance Company | Evan Schwartz on Pursuing a Bad Faith Claim Against Your Insurance Company
  5. Do You Think You Have a Bad Faith Insurance Claim? | Evan Schwartz on Do You Think You Have a Bad Faith Insurance Claim?

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