{3:20 minutes to read} When filing an insurance claim due to an injury or sickness, it can be challenging to determine the date of disability—i.e. when coverage was triggered. Clients, typically professionals, who experience injury or sickness which affects...
{6:50 minutes to read} When you submit a claim for insurance benefits under your policy, there are certain things you, as the insured, are required to do. There are things the insurance company is required to do as well. Let’s discuss generally what some of...
{4:45 minutes to read} Sometimes insurance companies will require that your subjective complaints of pain be supported by objective evidence. While not legal in all states, there may be a provision in your insurance policy that requires such proof. Insurance...
{3:50 minutes to read} Attorneys who represent dental practitioners in long-term disability (LTD) claims must be prepared to thoroughly understand the interplay between their occupational duties, policies, and disabling conditions—conditions which will prevent...
{3:00 minutes to read} In our previous article, we began to review the three components of a long-term disability (LTD) claim case. Below, we continue the discussion by looking at occupational duties of physicians, as well as total disability & residual...