Lump sum buyouts of long-term disability policies can happen at any particular time during the course of a claim. Claimants need to know that there are opportunities available with some companies, but not with others, to receive buyouts. •There are some...
Many, if not all, group long-term disability policies contain a mental and nervous limitation, as do some individual disability insurance policies. Typically, the limitation stipulates that the policy will only pay the insured for disabling psychiatric...
{4:00 minutes to read} Most long-term disability policies have provisions which specify that you must be receiving appropriate care and treatment to receive your disability benefits. Long-term disability policies establish this concept through policy language,...
