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Long-Term Disability Buyouts—What You Need to Know

Long-Term Disability Buyouts—What You Need to Know

by Evan Schwartz | Sep 26, 2017 | Individual Insurance, Insights

  Lump sum buyouts of long-term disability policies can happen at any particular time during the course of a claim.  Claimants need to know that there are opportunities available with some companies, but not with others, to receive buyouts.  •There are some...
Mental and Nervous Limitations in Long-Term Disability Policies

Mental and Nervous Limitations in Long-Term Disability Policies

by Evan Schwartz | Apr 6, 2017 | Healthcare Fraud, Individual Insurance, Insights

  Many, if not all, group long-term disability policies contain a mental and nervous limitation, as do some individual disability insurance policies. Typically, the limitation stipulates that the policy will only pay the insured for disabling psychiatric...
Long-term Disability — Care and Treatment Appropriate for Your Condition

Long-term Disability — Care and Treatment Appropriate for Your Condition

by Evan Schwartz | Apr 13, 2016 | Individual Insurance, Insights

  {4:00 minutes to read} Most long-term disability policies have provisions which specify that you must be receiving appropriate care and treatment to receive your disability benefits. Long-term disability policies establish this concept through policy language,...

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