{3:10 minutes to read} The phrases “legal disability” and “factual disability” are common jargon within the insurance industry. It is often argued by insurance companies that loss of professional license or getting fired from your job is no basis for a disability...
{3:20 minutes to read} Contained in your disability insurance policy you will find an occupational definition – read it! Some policies have an “own occupation” clause only, stating the insurance company will pay you through the life of your policy if you cannot...
{Read in 4:13 minutes} What does your disability insurance cover in the event you become disabled? Do you understand your policy? Some of the major features of disability insurance policies that you should be aware of are: 1. Own occupation coverage – This is...
{3:54 minutes to read} An important part of having disability insurance – whether private or group coverage – is knowing and understanding the type of coverage you have. If you bought your own policy, there are 3 types of private disability insurance...
