Court Ruling Requires Insurance Companies to Pay Benefits to People with Preexisting Conditions


In a key court ruling, New York’s highest court ruled that disability insurers must pay claimants under group policies who have preexisting conditions.  The insurance company may only exclude the first 12 months of payments but must make full payment after that, starting in the 13th month of a long-term disability.  The case was against Metlife, filed by Mitchell Benesowtz, a former employee of Honeywell Corp.

All people who were denied benefits under a group policy based on a preexisting condition should call Schwartz, Conroy & Hack immediately at 1-800-745-1755. Feel free to ask to speak to Evan Schwartz or Michail Hack. You may also fill out our contact form on this site or email Evan Schwartz directly at or Michail Hack at

Schwartz, Conroy & Hack is the premier disability insurance law firm in the United States. To see how we can help you, contact us.


Evan S. Schwartz
Founder of Schwartz, Conroy & Hack