Insurance contracts generally require that policyholders provide the insurer with proper notice of a claim and, in many cases, an occurrence that may lead to a claim. Insurance companies insist on notice provisions to protect their interests.
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Common Exclusions in Commercial General Liability (CGL) Insurance Policies
Commercial general liability (CGL) insurance protects against a broad range of potential claims from third parties that could devastate your business. But while CGL policies cover defense costs and losses for many categories of claims, this type of insurance has significant exclusions.
What Are the Limits to a Business Insurer’s Duty to Defend You?
Liability insurance policies protect your business against claims brought against you by third parties. Your insurer has a duty both to defend you against claims and to compensate you for losses covered under the policy.
The Mold Exclusion and Your Commercial Property Insurance
A commercial property insurance policy protects against direct physical loss to your company’s property that results from a covered peril. While some types of property policies protect against a specific named peril, many are termed “all risk” policies.
Protect Older Relatives by Monitoring Their Long-Term Care Insurance Accounts
Read Your Policy Carefully: Some Group Long-Term Disability Policies Allow Insurers to Avoid Paying for More Than a Year
What Constitutes Proper Notice of Claim in a Business Insurance Policy?
Common Exclusions in Errors and Omissions (E&O) Insurance
