Our client, who had been a CEO of an East Coast marketing/advertising firm, was diagnosed with peripheral neuropathy and could no longer perform his occupation. His insurer paid him for total disability under his “own-occupation” policy. However, when his policy definition changed to any occupation, the insurer terminated our client’s benefits. After receiving the claim file, we thoroughly examined it and found that the insurer’s claim representative miscalculated and mis-coded our client’s earnings and improperly relied on a layperson’s assessment of our client’s medical condition to find that he could perform another job. We provided updated medical information and personal statements and convinced the insurer to reverse it’s decision. Benefits were reinstated and our client received $580,000 in arrears and nearly $2 million in future benefits.
Schwartz Law is the premier disability insurance law firm in the United States. To see how we can help you, contact us.
Evan S. Schwartz
Founder of Schwartz, Conroy & Hack
833-824-5350
[email protected]