ERISA is the federal law that sets minimum standards for most voluntarily established employee benefits in private industry and provides protection for the individual employees covered under these plans. It was originally written to protect employee benefits from the actions of unscrupulous private companies. It also covers the benefits that are funded and paid by insurance companies, which routinely manipulate ERISA to deny, delay, and terminate claims. This is intimidating and uncharted territory for most disabled employees. If it’s reminiscent of your experience, you should contact Schwartz, Conroy & Hack. We’ve been navigating this complex area of law for decades and continually break new ground to help people like you.