The information you put on your long-term disability claim forms and monthly progress reports are all material representations by you to your insurance company—and must be factual! A recent case involving a man who has been alleged by the New York State...
Many, if not all, group long-term disability policies contain a mental and nervous limitation, as do some individual disability insurance policies. Typically, the limitation stipulates that the policy will only pay the insured for disabling psychiatric...
