The Sting That Backfired


When a debilitating case of rheumatoid arthritis and injuries from a hit-and-run car accident combined to make a full day’s work impossible, a man filed a claim on a disability insurance policy he had purchased from a major insurance company. After paying monthly benefits for two years, the insurance company started a sting operation to build a case against him. It almost worked, and then it backfired.

Before hiring us, our client was arrested and charged with insurance fraud. His previous attorney didn’t readthe insurance contract and was not familiar with disability insurance law. He didn’t know that you could be disabled from your own occupation – which is what he was insured for – and still collect benefits while working at a job that is less demanding. As a result, our client was criminally convicted for receiving insurance benefits while assisting his wife with her business on a part time basis.

We were hired when the insurance company began seeking a refund of all monies paid to our client. We conducted an extensive investigation, gathering evidence in support of a motion in the criminal court seeking to overturn our client’s criminal conviction. We convinced the criminal court to re-open the criminal case and all of the criminal charges against him were vacated. Then, the insurance company that had initiated the prosecution and denied the claim reversed its course and paid a large settlement to our client. The District Attorney dropped all criminal charges.

Schwartz, Conroy & Hack is the premier disability insurance law firm in the United States. To see how we can help you, contact us.


Evan S. Schwartz
Founder of Schwartz, Conroy & Hack