$1 Million Swing: You Can’t Get That Refund


In the middle of a disability lawsuit, the insurance company decided that it not only should maintain that it should not pay, but also that it should get back all previously paid benefits. Thus, the company asked the court for permission to amend its papers filed in the lawsuit and for permission sue for a $500,000 refund. A federal magistrate, not understanding “own occupation” disability insurance, warned the client that he could “go to jail.”

Fearful of jail and a judgment against him for $500,000, he switched attorneys and hired our firm. We stepped into the case and gave the federal magistrate a “lesson” on disability insurance. We fought back hard, proved the client’s case, and got the insurance company to drop its new lawsuit and to pay our client $500,000, amounting to a “$1 million swing.”


Evan S. Schwartz
Founder of Schwartz, Conroy & Hack