Court Ruling Requires Insurance Companies to Pay Benefits to People with Pre-existing Conditions


In a key court ruling, New York’s highest court ruled that disability insurers must pay claimants under group policies who have pre-existing conditions. The insurance company may only exclude the first 12 months of payments but make full payment after that, starting the 13th month of a long term disability. The case was against Metlife, filed by Mitchell Benesowtz, a former employee of Honeywell Corp.

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Evan S. Schwartz
Founder of Schwartz, Conroy & Hack